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PayPal Recruitment

Job Role: Data Scientist

Qualification: Bachelors / Masters Degree

Experience: 2-5 years

Batch: 2025 / 2024 / 2023 / 2022

Salary: up to ₹18 LPA

Job Location: Bangalore

Last Date: ASAP

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Job Summary:

Meet your team:

This role sits within Credit card fraud risk strategy team of Global Fraud Prevention Org., focused on safeguarding our customers and business from evolving fraud threats. The team is responsible for developing and executing data-driven strategies to mitigate fraud in UK PPC portfolio.

What do you need to know about the role:

Global Fraud Prevention resides in the Global Risk Management (GRM) organization that supports various business lines in optimizing risk and rewards to enable profitable business growth.

You will be working closely with global fraud risk professionals focusing on managing and mitigating fraud risk in the UK PayPal Credit Portfolio,

Be a part of this fraud revolution and enjoy the journey being with PayPal’s growing team. Why You’ll Love It here:

• Impact: Your work directly influences the success and growth of PayPal’s credit offerings.
• Learning: Expect to level up your analytical and problem-solving skills every day with more challenges to solve
• Growth: The credit card industry is constantly evolving, and you’ll be right there on the cutting edge, sharpening your skills and new learnings along the way.
• Culture: We’re a team of passionate professionals who love challenges and are always ready to celebrate a job well done.

Job Description:

Your way to impact: 

• Own the areas of Transaction Fraud risk policy: Work on Broad area of projects from Card risk strategies, acquisition and payment risk strategies, all depending on the business need.

• Work closely with Stakeholders:  this includes Credit Risk, Product, finance teams to optimize fraud strategies and portfolio performance.

• Proactively identify emerging fraud trends and propose mitigation strategies.

• Maintain and develop Monitoring and Alerting capabilities:  to clearly monitor the PPC Card program health and simplify insights for key stakeholders.

• Present regular updates to senior leaders:  on Portfolio Health, highlights, lowlights, and actionable insights.

Your day to day:

• In this role you will have full ownership of portfolio and is responsible for end-to-end management of Fraud loss and decline rates.

• Works independently and proficiently. Accountable for own results.

• Collaborate with different teams to develop strategies for fraud prevention, loss savings, and optimize transaction declines.

• Analyze and assess risks to provide informed recommendations for mitigation strategies

• Prepare periodic KPI reports summarizing the business units’ risk and control environment for senior management

What do you need to bring:

• 2-5 years of domain expertise

• Excellent Problem-Solving Skills:  Strong judgment and the ability to think strategically, creatively, and practically to address complex challenges.

• Advanced Analytics expertise: Proficiency in SQL, Python, Advanced Excel, Tableau, and other analytics tools, with a proven track record of using them to solve real-world problems.

• Exceptional communication skills: Outstanding written, verbal communication abilities, capable of translating complex technical concepts into clear, actionable insights for diverse audiences

• Collaboration & Influence:  Strong ability to collaborate across teams, build relationships, and drive results through influence and teamwork

• Experience in Payments / Transaction risk management / Credit / Fraud Risk is a strong plus.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

Preferred Qualification:

Travel Percent:

For the majority of employees, PayPal’s balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.